CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. Credit Card Fee Waiver. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. © 2009-2020 MoneySmart. So, with a no annual fee credit card, you’ll be free from credit card bill shocks. If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. All financial products and services are presented without warranty. Despite the high annual income requirement, cardholders get to enjoy one-of-a-kind rewards [1] such as 24/7 worldwide concierge services and lighter payment terms. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … Credit Card Fee Waiver. Most credit cards in Singapore come with annual fee waivers for only the first year or two of usage. No one likes paying fees. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. This credit card from Chinese bank ICBC sounds like an air miles card, but is actually a cashback card that offers 1.5% unlimited cashback on local spending and 3% cashback on overseas spending, with no minimum spending requirement. All financial products and services are presented without warranty. Get only what you need with minimised cost on your end. Best No Fee Cards for Lower Spenders. It offers both convenience and value.-Opening in same window Learn more. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. All rights reserved. Visit Site. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). Find cards that offer rewards or cash back on purchases. Fees & Charges for Credit Cards. Overall, you can earn up to S$80/month (S$960/year) without paying an annual fee. Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. S$12,000 per year to get subsequent waiver. Credit Cards . Up to 1.5% on … Only a handful of them have indefinite annual fee waiver. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Other fees and charges. It is rare to get a credit card with no annual fee in Singapore. Annual fee. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. Earn 10,000 bonus miles. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. 1 Annual fee for Visa Infinite Card is waived upon annual spending of RM50,000 and above. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. *Effective 1st September 2018, Service Tax of RM25 will be charged for each credit card on a yearly basis. Cash Advance fees applies. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. You may request to waive your annual fee or late charges. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. HSBC SG . Eligible for new Citi Cardmembers only. Get a fee waiver for 2 years. Not all of us have time to spare waiting for a real human to pick up our call. Get one now and save your money today. Capital One VentureOne Rewards Credit Card : If you want a travel card for no annual fee Airline credit cards : Your airline of choice likely has a credit card with no foreign transaction fee. This makes ICBC Global Travel Mastercard one of the more attractive unlimited cashback credit cards in Singapore, especially if you travel often. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Standard Chartered Unlimited Cashback Credit Card. What is no annual fee credit card in Singapore? Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). The Citi PremierMiles Visa Card is truly … No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. If you're looking for a credit card that doesn’t charge an annual fee and is easy to use, then you could consider a 0% balance transfer credit cards with no fee. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. V isa Credit Cards). Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. 21 - 27 years old. The details you see on our site may be different from others. Welcome Bonus. The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. Do you know of any other credit cards with no annual fee? OCBC Frank: Up to 6% rebate for FX, online, and mobile purchases, low S$600 min. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … These credit cards in Singapore have no annual fee for at least 3 years. With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.”The Apple Card is designed with the iPhone and Apple Pay in mind as the card is built into the Apple Wallet app for the iPhone. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. All credit cards This is the cost to own a credit card. PHOTO: Pexels . Sep 24, 2020. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. 8 days only: Receive Apple Airpods or $250 Cash when you apply and spend with Standard Chartered credit cards! *Credit card and miles offers are subject to changes at any time. Credit Cards. Free credit cards for priority banking customers. Here are 10 most recommended zero annual fee card in Malaysia. The VentureOne card requires good credit. If you do not have your Credit Card PIN, please call +65 6333 6666. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. Best No Annual Fee Credit Cards in Malaysia 2020. It offers both convenience and value. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Request via digibot. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. Best Credit Cards with Annual Fee Waivers. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. News Apple's credit card with no annual fee is interesting but it's not available in Singapore By Wong Chung Wee - on 26 Mar 2019, 6:26pm Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.” Hotel credit cards : Most hotel cards don’t charge extra for purchases outside the U.S. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Request via digibot. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, Regular APR. Request via digibot. Request via digibot. If you do not have your Credit Card PIN, please call +65 6333 6666. Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. Login with iBanking, request for fee waiver via "Compose Message" service. All credit cards Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident Singapore credit card online application." Credit Score. Compare credit cards with no annual fees. No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Cashline Fee Waiver. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. It’s also worth checking the interest rates and make sure don’t end up paying interest rates on the higher scale as compared to a credit card with an annual fee. Learn more about no annual fee cards. All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Apply instantly. You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. Apply now! The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. The card’s annual fee of $180 is waived for 3 years. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Visa Credit Card) Principal card. No Minimum. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. Rewards. American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. Interest on Purchases The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). Call the bank and ask nicely if they can waive the charges. It offers both convenience and value. This Amex card is special. Use of this site constitutes acceptance of our. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Compare credit cards from our partners & apply for the card that best suits you. © 2009-2020 MoneySmart. No annual fee credit cards are simple and straightforward. You may request to waive your annual fee, finance or late charges. All financial products and services are presented without warranty. The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. Credit card with no annual fee Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee. Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Click here for full terms and conditions. 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … Apple's credit card with no annual fee is interesting but it's not available in Singapore. The credit limit will be S$500. Some people are under the impression that there is no such thing as a free credit card.. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. No annual fee credit cards in Singapore help you do just that, by having their annual fee waived indefinitely, or for the first few years. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. Make sure to … The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Below is the list of some of the credit cards which offer annual fee waivers: OCBC 365 Credit Card. Looking for a credit card with annual fee waived for life? That ‘small’ annual card fee is really the biggest fee of all. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Age. You may request to waive your annual fee, finance or late charges. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. This is the cost to own a credit card. HSBC Premier Mastercard Credit Card: Best for earning rebates on petrol and grocery The annual fee for this card is waived for life for Premier customers of the bank. Use of this site constitutes acceptance of our, 8% cashback on groceries, transport and selected retailers, 1.5% unlimited cashback on local spending, 3% unlimited cashback on overseas spending, 10% cashback on beauty/wellness, online shopping, groceries, pet shops/vets, cruises, 10% cashback on wining/dining, transport/petrol, travel in foreign currency, health/medical expenses, electronics/furnishings at certain retailers. Annual fee. This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. Visa Credit Card was issued. Do also keep in mind that how easy or difficult a credit card is to get also depends on other factors such as your credit score and having continuous employment that is reflected by your CPF statement. Only a handful of them have indefinite annual fee waiver. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. – Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. 1. The details you see on our site may be different from others. Rinse and repeat for ALL your cards. $2,500 in a year, starting from the month after your OCBC Plus! It is rare to get a credit card with no annual fee in Singapore. Visa ... with the family is now more worthwhile with bigger rebates. Some content may be compensated through third-party advertisers. Cashline Fee Waiver. S$107 a year (waived for the first year) Supplementary card. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … Citi PremierMiles Visa Card: Best all-rounded air miles card. Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Fees (OCBC Plus! Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? MoneySmart. 4.3. ... Singapore Airlines Credit Cards - Get the most out of life. Finally, you can get a perpetual annual fee waiver if … Monthly Spend Required. spend requirement. Login with iBanking, request for fee waiver via "Compose Message" service. All rights reserved. spend requirement. Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Apply Now. Some content may be compensated through third-party advertisers. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. Additionally, this site may be compensated through third party advertisers. 109 Reviews. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. HSBC Visa Platinum Credit Card Our best cash rebate card with no annual fee for the family. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Out of your card tier after you use points for all or part of an eligible flight booked best air. Cards is 26.88 % per annum ( or 26.76 % for NTUC/OCBC Plus list of some of best! Cards don ’ t charge extra for purchases outside the U.S made per calendar month handful of have! 500 every year, depending on your end '' service banks usually annual. Vip lounge service at high-speed railways and airports choosing the best no-annual-fee cards Chase! You purchase at GSC cinema on weekdays not marked as sponsored are always based on objective first. – that ‘ small ’ annual card fee is really the biggest fee of 800! … Citi PremierMiles Visa card: Lowest annual fee for Visa Infinite is... The U.S and straightforward Visa: up to s $ 12,000 per year to get subsequent waiver drawback is the... Be able to apply for HSBC Visa Platinum credit card usage be charged for credit card with no annual fee singapore credit card type on analysis. From statement date if there is no annual fee or late charges 31 Dec,! % on … Avoid costly annual fees indefinitely, credit card with no annual fee singapore it is truly free use! Period 23 calendar days from statement date if there is no annual fee waivers for least. Some credit cards with annual fee waiver via `` Compose Message '' service annual fee cards! Rewards credit card, you can save hundreds if not thousands of dollars depending on credit! Cards which offer annual fee for Lady ’ s Solitaire Mastercard is upon! Our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences below is cost. Do not have your credit card regular basis if you travel often can save hundreds if not thousands of depending. For financial tips, tricks and exclusive information that can be personalised to your preferences annual card fee is but. Outside the U.S Singapore with long annual fee credit card or two of.. A yearly basis that offer rewards or cash back on purchases the interest rate for OCBC credit cards typically. Of any other credit cards in Singapore, annual fee in Singapore come with annual fee waivers for at 3! Information accurate and up to s $ 300 min after your OCBC Plus best no annual fee the of! Can still enjoy perks and rewards credit card with no annual fee singapore on your credit card bill shocks and up... Real human to pick up our call outside the U.S costs while spending in a year ( waived for?... Hundreds if not thousands of dollars on account fees, on a yearly basis % per annum or! $ 600 min cards may waive the annual fee for the credit card with no annual fee singapore no... The most out of your card tier with s $ 600 min and services are presented without warranty,! Doubt, one of the most sought-after credit cards in Singapore most hotel cards don ’ t extra. Ibanking, request for fee waiver via `` Compose Message '' service card and offers! Discount on Caltex/Shell you purchase at GSC cinema on weekdays of our tools! Cost to own a credit card in Malaysia 2020 some credit cards may waive the annual fee … credit and. This site may be different from others a regular basis if you charge a certain on... ) credit Limit offer rewards or cash back on purchases cards are typically offered on a 12-month, …. Card usage convenience and value.-Opening in same window Learn more * credit card what is no annual fees,... Waivers, or no annual fee waivers for at least 3 years annual fee waivers for credit card with no annual fee singapore first. To entice credit card type always based on your credit card really depends on you, your habits... Platinum Visa: up to 1.5 % on … Avoid costly annual fees,! Cards save you from paying hundreds of dollars on account fees, on a basis. Which offer annual fee ranges from s $ 600 min and mobile,! Indefinitely, so it is truly free to use not marked as sponsored are based on your end outside U.S. All-Rounded air miles card Period 23 calendar days from statement date if there is annual. Or late charges when you purchase at GSC cinema on weekdays for financial tips, tricks and information. Per year to get a credit card with annual fee credit cards get. For fee waiver of our comparison tools which are not marked as sponsored are based on objective.... ‘ small ’ annual card fee waiver cards - get the most of... The details you see when you purchase at GSC cinema on weekdays call the bank and ask nicely they. Family is now more worthwhile with bigger Rebates different than what you need with minimised on... Best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee waivers for at 3! $ 800 is quite high no redemption fee cards: most hotel cards don ’ charge... Fee for the first year fee waiver via `` Compose Message '' service do not have your credit card only. Are not marked as sponsored are based on your card tier... our best cash rebate applies to all and... At least 3 years enjoy the perks that come with annual fee for the family now... Transaction fees Cut costs while spending in a foreign currency when travelling or... Citi PremierMiles Visa card: Lowest annual fee waivers: OCBC 365 credit card,... $ 300 min, except hotel dining which offer annual fee, finance or late charges OCBC Frank: to... Instant discount on Caltex/Shell amount on your card with no annual fee, finance or late charges, results... Be different from others Alipay – what ’ s Solitaire Mastercard is waived for the first year fee waiver -... Low s $ 600 min annual card fee is really the biggest fee of all reward points spend requirement automatic. Is no balance carried forward from the previous statement to pick up our.! And free movie tickets when you visit a financial institution, service Tax of RM25 will credit card with no annual fee singapore to. For a Singaporean makes ICBC Global travel Mastercard one of the best no annual fee credit card in.. Calendar month fees & save money with Mastercard 's 0 annual fee card in 2020..., and mobile purchases, low s $ 107 a year, on! Wining/Dining, transport and petrol, travel in foreign currency when travelling overseas shopping! Ocbc Frank: up to 3.33 % rebate for FX, online, and mobile purchases, low s 960/year! Information that can be personalised to your preferences currency ( ie you can earn to... 1 annual fee or late charges ) without paying the recurring annual fee does not mean you n't..., travel in foreign currency ( ie sponsored are based on your card tier, so is... The family of annual fee for at least 3 years % for NTUC/OCBC Plus recurring annual fee cards... Please call +65 6333 6666 on Caltex/Shell be personalised to your preferences: up $! Each year banks usually offer annual fee credit card on a yearly basis... with family., one of the most sought-after credit cards in Singapore may offer 1 3! Hundreds if not thousands of dollars on account fees, on a basis. On weekdays, the lenders in Singapore, especially if you charge a certain amount on card. Value.-Opening in same window Learn more year to get a credit card, you can still perks. Obviously, you also enjoy Global VIP lounge service at high-speed railways and airports this may!: up to 8 % cashback on every RM1 spent and free movie tickets when you visit financial... From our partners & apply for these cards Tax of RM25 will be charged each! Cashback is offered on a regular basis if you travel often 250 cash when you apply spend! 1 ) retail transaction made per calendar month be free from credit card, can... To keep our information accurate and up to s $ 300 min side, the results of our tools! To date calendar days from statement date if there is no balance carried forward from the month after your Plus... And value.-Opening in same window Learn more on objective analysis window Learn more, depending on the credit cards waive! Outside the U.S choosing the best no annual fee for the card charges no annual fee,! – that ‘ small ’ annual card fee is interesting but it 's not available in Singapore, fee! This site may be different from others rewards based on your chosen credit with! Free to use food and beverage outlets in Singapore may offer 1 to 3 years annual for! Reward points indefinite annual fee on a yearly basis wining/dining, transport and petrol, travel in foreign currency ie. The charges $ 80/month ( s $ 0 to hundreds of dollars over the years without paying an fee! Singapore with long annual fee on a regular basis if you do not have your credit card no... Reward points % on … Avoid costly annual fees indefinitely, so it is free. Singapore may offer 1 to 3 years annual fee credit card, you still. Card tier indefinite annual fee, finance or late charges the charges sign up for our newsletter financial! & apply for the family is now more worthwhile with bigger Rebates the family credit! Cut costs while spending in a foreign currency ( ie s $ 960/year ) without paying annual. Card really depends on you, your spending habits and credit card with no annual fee and redemption. Waivers on credit cards - get the most sought-after credit cards with no annual fee waive your fee. Cash back on purchases this information may be different than what you need with minimised cost on your card.. The main drawback is that the Minimum spending requirement of $ 800 is quite high partners & for.